Overview

Before you start infertility treatment, decide how much money, time, and emotional energy you are willing to invest in it.

Financial limits

Think about:

• What your insurance coverage will pay for. Be aware of all exclusions in your policy.
• How much money you can afford to spend on treatment as well as pregnancy, delivery, and infant health care. A financial planner may be of help.
• What various treatments cost, including the cost of medicines and routine testing.
• Some clinics offer creative financing for infertility treatment. This may or may not be right for you. See the National Infertility Association website at www.resolve.org for information on financing the treatment.

Time limits

Before you start treatment, plan how long you can see yourself trying to conceive with medical help. Talk to your doctor ahead of time about what is a reasonable period of time to try treatment for your specific condition.